Let’s start the new year with some good deeds. For self. And, while I am at it, let me also explain why. Be mindful, my intent is solely driven by the goal of keeping my credit score (being new to the US and all) in check so I won’t be doing something out of angst. Okay, maybe I did intend to get rid of lenders who acted un-cool with me. But wasn’t I looking for an excuse anyway? Awesome!
Ever seen those "check your credit report for free" advertisements? Know that you shouldn't actually click on them? Or for that matter never ever authorize your bank to watch your credit score for you? If you are one of those unfortunate few
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